Jurisprudence      09/16/2020

Mathematical Olympiads and Olympiad problems. How to sell a pen in an interview? Simple examples Seller purchased a batch of pens

Consumer Rights Protection Law No. 2300-1 of February 07, 1992 (arts. 18 and 25) entitles a consumer who has found any defects in the purchased product to return the product to the seller or exchange the product for another, and in the case when the purchased product does not fit according to its external features (color, style, etc.), it can be exchanged for another similar product. This rule works for any payment method for the purchased goods. That is, when a product is purchased with borrowed bank funds under a consumer lending agreement, the rule will work.

But, in connection with the emergence of new obligations under the concluded loan agreement, some additional points appear. An additional complicating factor may be a concluded collateral agreement to secure a loan, in which case all actions to dispose of the purchased goods, including its return, are agreed with the bank, in accordance with the Civil Code of the Russian Federation (clause 1 of article 334.1, clause 2 of article 346 ). Let's figure it out how to return or exchange goods purchased on credit according to the Consumer Protection Act.

Terms of the loan agreement and the agreement on the pledge of goods

A consumer lending agreement may contain a provision on the procedure for returning and exchanging goods. If there is such a provision in the contract, in it, in accordance with paragraphs 4, 9 and 10 of Art. 5, art. 11 of Law No. 353-FZ of December 21, 2013, there may be conditions for terminating a loan agreement on the basis of termination of a sale and purchase agreement, as well as a deadline for notifying the bank of early repayment of the loan amount.

The Civil Code of the Russian Federation (Article 346, paragraph 2) describes the legal procedure for the alienation of the purchased goods and the return of the deposit.

You must demand to terminate the contract for the sale of goods, return the goods or exchange them for a similar product or for a product of the same brand.

When expressing a demand to return the goods upon termination of the contract, you must indicate in the claim the details of your bank account for the transfer of funds for the return as payment for the loan for the goods. If a defective product is returned, interest under the consumer loan agreement and other payments under the agreement will be transferred to this account. According to the Law on Consumer Protection No. 2300-1 (Article 22, paragraph 6 of Article 24), the amount must be returned within ten days from the date of receipt of your claim.

The claim is drawn up in writing in two copies, one of which, with the seal and signature of the person who accepted your claim, you keep. You can submit a claim in person or send it by registered mail with acknowledgment of receipt and a description of the attachment.

If the seller refuses to accept the claim, it can be transferred in the presence of two witnesses. The testimony of witnesses that the seller refused to accept the claim will have weight in the future.

If a low-quality product is returned, the seller must, at his own expense, conduct an examination of its quality (see Law No. 2300-1, clause 5, article 18).

The act of returning the goods together with the representative of the seller and receiving money for the goods

A document confirming to the bank that the goods have been returned to the seller is an act of returning the goods.

If the goods are not returned, but exchanged, the seller must issue you new documents for the goods.

If it is a return that is made, then the seller must return to the buyer a part of the price of the goods that the buyer paid as a down payment. The money is returned to the buyer's bank account (if the down payment was paid by card), or transferred to him from the store's cash desk.

If the buyer returns a defective product, the seller will transfer the interest and payments under the loan agreement to the buyer after he receives payment documents that confirm the fact that the consumer has paid bank interest and payments under the loan agreement.

When the consumer returns the goods bought on credit, only the contract of sale is terminated. The loan agreement has not yet been terminated, therefore, payments on it continue until the moment of termination, otherwise there will be penalties from the bank, in accordance with Art. 811 of the Civil Code of the Russian Federation.

We apply to the bank to terminate the loan agreement and the pledge agreement

The bank must write a statement listing the following facts:

  1. An application for early termination of a loan agreement and a pledge agreement on the basis of termination of the contract for the sale of goods is written if the goods purchased on credit are returned to the seller without exchange or replacement.
  2. An application for changing the loan agreement and the pledge agreement is written in the case when you exchanged the goods or changed them at the seller.

When returning a purchase to the bank, you must proceed as follows:

  1. Submit to the bank an act on the return of the goods, a claim for the return of the goods to confirm the fact of the return.
  2. Return to the bank the loan amount and accrued interest for the past period of using the loan.
  3. Get a certificate from the bank on the full cost of the loan, as well as on the execution of the loan agreement and on closing the loan account.
  4. If the amount on the loan account is more than necessary for the early repayment of the loan, it is necessary to submit an application for the issuance of funds. The difference is issued by the bank without opening additional accounts and without paying a commission.

If the consumer exchanges a low-quality product or replaces it with a similar one, he must submit the following documents to the bank:

  1. Certificate of return of goods and claim for the return of goods.
  2. Documents for a new product that the seller provided to you.

Please note that in case of early repayment of the loan, you must notify the bank 30 calendar days in advance, unless otherwise specified in the consumer loan agreement itself (see parts 3, 4 of article 11 of Law No. 353-FZ). However, if less than 30 days have passed since the opening of the loan, this rule does not apply, and you can terminate the loan early without notice.

Sell ​​me that pen is the question that is asked of new recruits who are interviewing. This is a standard technique that is very effective. Within a minute or two, a recruiting agent (well, or who conducts interviews there?) will be able to understand whether the candidate is suitable. People's reactions to this question are as follows:

  1. The first category of people are lost and do not understand what to do. They were caught off guard and have no idea what to say or how to sell this fucking pen (sorry for the jargon).
  2. The second category of candidates is using type template expressions: this is a very good pen that will never let you down. Ink High Quality The pen itself is of high quality and reliable! Buy it and you won't regret it for sure.
  3. The third category is creative and creative personalities who end up getting a job. Their answers to questions like “sell me a pen” are unconventional and original. They make even the most experienced recruiting agents who have heard a variety of versions admire.

A simple example?

Understand the essence: in order to sell a pen to a person, first of all, he must be motivated to buy, i.e. you should be willing to buy it. Here is a simple example:

- sell me this pen (a recruitment agent will tell you and at the same time he will definitely offer his pen - you will have to sell it);

(here you need to motivate him to buy)

- Fine. Will you give me your autograph? (tell you)

- Yes, but I don’t have a pen (the interlocutor will answer. He gave it to you, after all).

- then buy mine (you will answer and offer the subject of trade).

Your interlocutor will have no choice but to buy a pen, because he promised to give you an autograph.

Here is a simple example - a video from the wonderful film "The Wolf of Wall Street" (I recommend watching it):

This method is very effective for this moment, but in reality, sooner or later it will become hackneyed.

Another example of selling a pen at an interview

Big boss recruited young man. As expected, he asked to sell him a pen. This was a very cool pen (most likely a valuable gift), expensive and with a gold lining.

The candidate naturally agreed. He tried to praise her and offer her in various ways to the boss, but he refused, explaining his position by the fact that he already had a pen.

- well, if you don’t want to buy, you don’t need to, - the young man answered;

- you quickly gave up, - the chief answered;

- then it's time for me to leave (gets up and leaves), - the candidate answers;

- wait!, - the chief shouts - you have to give me my pen;

Yeah, I see you've changed your mind. You're in luck, I already agree to sell the pen at half price;

Stop joking, I need my pen! Get her back now. Otherwise, I'll call the guards;

- take it. But keep in mind: I was able to motivate you - the young man answered, gave the pen and left.

The boss thought for a while and realized that this was the best candidate he had ever interviewed. Later, it was he who got the job.

Instead of conclusions

In order to sell a pen at an interview, you need to motivate the interlocutor to buy. The easiest way to do this is to ask for an autograph or do as the young man did. There is no point in praising her corny - this is not what recruiting agents are waiting for. Preference is given to people who were able to show creativity and ingenuity.

Content

Task 1. (7 points)

They added the sum of its digits to the number and got 2017. Give an example of such a number.

Examples: 2012, 1994. Other numbers do not fit.

Criteria. Any of these numbers are given: 7 points.

Any other number given: 0 points.

Task 2. (7 points)

The girl replaced each letter in her name with her number in the Russian alphabet. The number turned out to be 2011533. What is her name?

Answer: Tanya.

There may be other sequences of letters, but only one of them is a name.

Criteria. Name Tanya received: 7 points.

Any other sequence of letters received: 0 points.

Task 3. (7 points)

The seller bought a batch of pens and sold them. At the same time, some buyers bought one pen for 10 rubles, and some bought 3 pens for 20 rubles. It turned out that the seller received the same profit from each purchase. Find the price at which the seller bought the pens.

Answer: 5 rubles.

Solution. Let the purchase price of the pen x. Then the profit per pen is 10 x, for 3 pens 20 3x. Solving Equation 10 x= 20 3x, we get x= 5.

Criteria.

It is not substantiated that the purchase price of the pen should be 5 rubles, but it is verified that in this case the condition is met: 4 points.

Only correct answer without any explanation: 2 points.

Task 4 (7 points)

The student spider pulled the web between 11 points so that its webs did not intersect anywhere, and at the end returned to the starting point. The spider-teacher praised him, and only noticed that real masters observe the same conditions, but pull on the “correct” web, in which no segments lie on one straight line. Help the spider connect all 11 dots in the drawing with the "correct" web.

Solution. One possible way is shown below.

Criteria. Any correct example: 7 points.

An example in which some segments lie on the same line, but none neighboring segments do not lie on one straight line: 4 points.

An example in which there are adjacent segments that lie on the same line: 0 points.

Task 5. (7 points)

The square window opening is formed by two rectangular frames. Inside each of them they wrote a number equal to the perimeter of the frame. Write down the side of the square of the entire window opening and explain how you got it.

Answer: 5.

Solution. Let the side of the square be a, and the width of the left rectangle is b. Then the width of the right rectangle is ab.

The left rectangle gives the ratio 2 a+ 2b= 14, and the right rectangle gives the ratio 2 a+2a 2b= 16. Adding these two ratios together, we get 6 a= 30, whence a= 5.

Criteria. Correct solution in any way: 7 points.

A logically correct decision move, but due to an arithmetic error, the answer is incorrect: 3 points.

An example was selected where the rectangles do indeed have the required perimeter, but it is not explained how the lengths of their sides were obtained: 2 points.

Only correct answer without explanation: 1 point.





There were 5 students in one class. One of them drew very well and quickly. The teacher gave him the task to draw all those students who cannot draw themselves. The student began to reason and got confused, should he draw himself or not? If he can draw himself, then he should not draw himself, because he can draw himself. But if he does not draw himself, he must still draw himself. What should he do?


Answer

Two diggers need to dig a trench for 2 francs. The first digs at the same speed as the second throws the soil. The second digs four times faster than the first throws out the soil. How can they share the money received after the work is done?


Answer

A man and a woman sit next to each other. "I am a woman," says the man with dark hair. "I'm a man," says the blond-haired man. Of these, at least one definitely told a lie. Who do you think told the lie? Or are they both lying?


Answer

Three couples (husbands and wives) received for all a week's wages in the amount of 1000 pounds. In total, the wives received 396 pounds. Diana received 10 pounds more than Katya, and Maria received 10 pounds more than Diana. Dmitry Smirnov received as much as his wife, Georgy Sidorov received one and a half times more than his wife, Timofey Ivanov received twice as much as his wife. Think and answer, who is married to whom, who received money and how much?


Answer

One gentleman left an inheritance of 1,320 pounds to his four sons. If the third brother had received a share from the fourth, he would have received as much as the sum of the first and second brothers. If the share of the fourth brother went to the second son, then he would receive twice as much as the sum of the first and third. How much money did each of the four sons receive?


Answer

One person, traveling through the forest thickets of the Amazon, accidentally fell into captivity with the local aboriginal natives. The aborigines were a cruel tribe and informed him that he was to be executed, but in what way - it was up to him. If he tells a lie, he will be thrown off a cliff, and if he tells the truth, he will be hanged. What must the traveler say to stay alive?


Answer

Two businessmen decided to open a joint business. The first businessman invested 1.5 times more than the second. Later, they decided to invite a third businessman into their business, but the amount of the total contributions remains unchanged. A third businessman contributed £2,500. This amount must be divided between two other businessmen so that the contributions of all three businessmen become the same after that. How should 2,500 pounds be divided among three?


Answer

One rich man left a will, according to which his two nephews receive 200,000 francs as an inheritance. If a third of the amount received by the first nephew is subtracted from a quarter of the amount received by the second nephew, then 22,000 francs remain. How much money did each of the nephews receive, according to the will?


Answer

There is a seven-liter vessel filled with water to the brim (i.e. with seven liters of water). There are also 2 empty vessels for 3 and 4 liters. How to make 4 transfusions so that there are 2 liters of water in a 3-liter vessel?


Answer

One person bequeathed an inheritance in the amount of a little less than 1,500 pounds. The amount was divided among his five children, and a small part went to the notary. Square root from the share of the first son, half of the inheritance of the second, the share of the third minus 2 pounds, the share of the fourth plus 2 pounds, double the share of the fifth son, and the amount for the notary squared - were equal among themselves. Each of the sons and the notary received a whole number of pounds. What was the amount left as a legacy?


Answer

One person came to the store. He spent half of the money on groceries, and for 5 cents he bought gum. He then bought a recipe book with half the remaining amount plus 10 cents. Of the remaining amount, half went to buy a calendar, and for 15 cents he bought a hot dog. In the end, he only had 5 cents left. How much cash did he initially have in the store before shopping?


Answer

There are 9 identical coins, but one of them is lighter than the others. It is necessary to find this coin in two weighings on the scales. Scales - ordinary with two cups, i.e. lever.


Answer

Nine gamblers once gathered in their narrow circle. They decided to play one game of handing out money. The first gives each other as much money as each already had. Then he also does the second, i.e. distributes money to the other eight, how much they each have. And so on, all 9 players do it in turn. In the end, it turns out that all players have the same amount of money. How much money did each player originally have?


Answer

One person constantly offers another to buy a piano from him. At first he asked for £1,024 for the piano, when he was refused, he asked for an already reduced price of £640. Having been refused again, he asked for 400 pounds. After another refusal, he asked for 250 pounds. What do you think, if the seller receives a new refusal, then what new amount, judging by the dependence of the decrease, will the piano seller ask?


Answer

There are two buckets. In one 5 liters of water, in the other the same amount of alcohol. 0.5 liters were taken from a bucket of water and poured into a bucket of alcohol. After thorough mixing, 0.5 liters of the mixture was taken from a bucket with alcohol and 0.5 liters of water and poured into a bucket of water. Which of the following statements do you think is correct:

A) There is more alcohol in a bucket of water than in a bucket of alcohol in water.
B) There is more water in a bucket of alcohol than there is alcohol in a bucket of water.
C) There is as much water in a bucket of alcohol as there is alcohol in a bucket of water.
D) There is no correct answer.


Answer

One person who buys goods for the company bought in one hardware store: a number of refrigerators at 344 pounds and a number of televisions at 265 pounds. The cost of all refrigerators is more than the cost of all televisions by 33 pounds. What is the smallest number of refrigerators and televisions he could buy?


Answer

One merchant bought a batch of denim trousers for a total of 6,000 francs. He left 15 jeans for himself, while he sold the rest in his boutique for a total of 5400 francs. After the sale, the entrepreneur received 10 francs of profit from each piece of jeans sold. How much did the entrepreneur buy denim trousers initially?


Answer

There are four people in line. Semyon is between Boris and Masha. Masha stands in front of two other people, Dima takes a place in front of Masha. Who is first, second, third and fourth in line?


Answer

One person was addicted to hoarding one dollar bills, 50 cents and 25 cents. Once he had accumulated a sufficient amount of them, and all 3 types of money were equal number. The man decided to arrange them in 8 bags so that each had the same amount of each of the 3 types of money. The next day, the person laid out the same money in 7 bags. The next day, he laid out the same money in 6 bags. A day later, he tried to decompose according to the same rules into 5 bags, but this did not work out for him. What is the smallest amount of dollars that this person could bag?


Answer

Two street vendors sold plums, one for 2 and the other for 3 for one cent. Both traders expected to sell the plum for 25 cents jointly. When each of them had 30 unsold plums left, they left for lunch, but left a third for two. He began selling plums for 2 cents for 5 pieces. After both merchants returned from lunch, all the remaining plums were sold by a third merchant. The two traders were surprised that the total revenue was not 25 cents, as they had planned, but only 24 cents. Where did the one cent go?